Rates are subject to change. For the most current rates, please call BHCSCU at 214-820-2342.
We are currently offering rates as low as 2.73% APR for new and used vehicles. Contact Belinda or Janice before you finance your vehicle with someone else.
Click here to apply for a loan.
|New Vehicles||72 months maximum||as low as 2.73% APR|
|2016, 2015 & 2014||60 months maximum||as low as 2.73% APR|
|2013||54 months maximum||as low as 2.73% APR|
|2012||48 months maximum||as low as 2.73% APR|
|2011||42 months maximum||as low as 2.73% APR|
|2010||36 months maximum||as low as 2.73% APR|
|2009 & older||30 months maximum||as low as 2.73% APR|
|All Other Vehicles|
|Boats, Motorcycles & RV’s||term same as new & used vehicles||as low as 4.73% APR|
|Farm Equipment||term same as new & used vehicles||as low as 4.73% APR|
|Signature Loans||12 months or less||as low as 10.90% APR|
|13 to 36 months||as low as 10.90% APR|
|24 months or less||7.50% APR|
|25 months or more||8.50% APR|
|Line of Credit||12 months or less||as low as 10.90% APR|
|13 to 24 months||as low as 10.90% APR|
|MasterCard Loans||Regular||12.90% APR|
*APR = Annual Percentage Rate. Risk Based Pricing (actual loan rate may vary based on credit score).
Example: If you borrow $20,000 at 2.73% APR for 60 months, your monthly payment will be $357.01
Minimum Opening Deposit
Minimum Balance to Earn Dividend
|Regular Share (Savings)||$25||0.30%||0.30%||$100||Quarterly|
|Share Drafts (Checking)||$20||0.05%||0.05%||$1,000||Monthly|
*APY = Annual Percentage Yield. Accurate as of 9/30/16.
Rates are effective as of 9/30/16.
Dividends – The Board of Directors reserves the right to change dividend rates without notice.