Rates

Rates are subject to change. For the most current rates, please call BHCSCU at 214-820-2342.

We are currently offering rates as low as 2.73% APR for new and used vehicles. Contact Belinda or Janice before you finance your vehicle with someone else.

 

Loans

Click here to apply for a loan.

Type

Term

APR*

New Vehicles 72 months maximum as low as 2.73% APR
Used Vehicles    
2016, 2015 & 2014 60 months maximum as low as 2.73% APR
     2013 54 months maximum as low as 2.73% APR
     2012 48 months maximum as low as 2.73% APR
     2011 42 months maximum as low as 2.73% APR
     2010 36 months maximum as low as 2.73% APR
    2009 & older 30 months maximum as low as 2.73% APR
     
All Other Vehicles    
Boats, Motorcycles & RV’s  term same as new & used vehicles  as low as 4.73% APR
     
Farm Equipment   term same as new & used vehicles  as low as 4.73% APR
     
Signature Loans 12 months or less  as low as 10.90% APR
  13 to 36 months  as low as 10.90% APR
     
Share Secured    
  24 months or less  7.50% APR
  25 months or more  8.50% APR
     
Line of Credit 12 months or less as low as 10.90% APR 
  13 to 24 months as low as 10.90% APR
     
MasterCard Loans Regular  12.90% APR
   Secured  12.90% APR
   Gold  12.90% APR
     

*APR = Annual Percentage Rate. Risk Based Pricing (actual loan rate may vary based on credit score).

Example: If you borrow $20,000 at 2.73% APR for 60 months, your monthly payment will be $357.01

 

Savings

Type

Minimum Opening Deposit

Dividend Rate

APY*

Minimum Balance to Earn Dividend

Dividend Frequency

Regular Share (Savings) $25 0.30% 0.30% $100 Quarterly
Share Drafts (Checking) $20 0.05% 0.05% $1,000 Monthly
Christmas Club $25 0.20% 0.20% $25 Annually
IRA (all) $25 0.50% 0.50% $25 Quarterly

*APY = Annual Percentage Yield. Accurate as of 9/30/16.

Rates are effective as of 9/30/16.

Dividends – The Board of Directors reserves the right to change dividend rates without notice.