Loan Products

Are you interested in a new or used vehicle? The Credit Union can finance up to 100% of your new car purchase price for up to 72 months. For used vehicle financing, contact the Credit Union for the maximum term and value.

“If your auto is financed somewhere else, give us a call!”

Contact Belinda at 214-820-2349 or Janice at 214-820-2359 in the loan department for more details!

Click here to go to our online loan application.

Want to know how much car you can afford or what your monthly payments would be? Click on our loan calculator link.

The payment protection and GAP products offered on the calculator link:

  • are not federally insured
  • are not obligations of the credit union
  • are not guaranteed by the credit union or any affiliated entity

    Example:  If you borrow $20,000 at 2.73% APR* for 60 months, your monthly payment will be $357.01

    *APR = Annual Percentage Rate. Risk Based Pricing (actual loan rate my vary based on credit score). Rates are subject change without notice.

AskAuto App

Find the perfect car and perfect loan with the new AskAuto app for your smartphone or tablet.
With the AskAuto app, you can:
Scan VINs to get average retail cost and EPA mileage estimates on cars you like
Compare, rank and save notes on vehicles you want to buy
Learn which loans might be best for you
Apply for a loan anytime, anywhere using your smartphone or tablet
Want to take AskAuto for a test drive? Download your free app today. Be sure to select Baylor Health Care System Credit Union on the app’s startup screen.



Mortgage Loans

Looking to purchase a new house or refinance your current one? For more information, please click on the American Dream picture below.



Student Loans

The Smart Option Student Loan® for Baylor Health Care System Credit Union members by Sallie Mae®.  For borrowers attending degree-granting institutions.

Now you can pay for college the smart way with three great repayment options and competitive interest rates!

This loan is an ideal solution to help pay for college expenses not covered by scholarships and federal loans.  To learn more or to apply, please get started here.