Loan Products

Are you interested in a new or used vehicle? The Credit Union can finance up to 100% of your new car purchase price for up to 72 months. For used vehicle financing, contact the Credit Union for the maximum term and value.

“If your auto is financed somewhere else, give us a call!”

Contact Belinda at 214-820-2349 or Janice at 214-820-2359 in the loan department for more details!

Click here to go to our online loan application.

Want to know how much car you can afford or what your monthly payments would be? Click on our loan calculator link.

The payment protection and GAP products offered on the calculator link:

  • are not federally insured
  • are not obligations of the credit union
  • are not guaranteed by the credit union or any affiliated entity

    Example:  If you borrow $20,000 at 2.73% APR* for 60 months, your monthly payment will be $357.01

    *APR = Annual Percentage Rate. Risk Based Pricing (actual loan rate my vary based on credit score). Rates are subject change without notice.

Mortgage Loans

Looking to purchase a new house or refinance your current one? For more information, please click on the American Dream picture below.

americanDream

 

Student Loans

Get the money you need to help make higher education happen.
Student loans from BHCSCU in partnership with Sallie Mae® could help!

For those attending or borrowing for a student attending a degree-granting institution.

Whether you’re an undergraduate student, graduate student, or parent helping a student pay for school, these flexible loans are designed to meet your needs:

  • Competitive variable and fixed interest rates
  • No origination fee or prepayment penalty1
  • Multiple repayment options

Learn which loan is right for you.

Undergraduate
Smart Option Student Loan® for Undergraduate Students
Pay for your bachelor’s, associate’s, or certificate expenses at a degree-granting school

Graduate School Loan
Pay for expenses as you pursue your master’s and doctoral degrees

MBA Loan
Pay for your business school expenses as you pursue your Masters of Business Administration degree

Medical School Loan
Pay for your medical degree expenses in allopathic, general, osteopathic, podiatric, radiology, sports, and veterinary medicine

Dental School Loan
Pay for your dental degree expenses in general dentistry, endodontics, oral and maxillofacial surgery, orthodontics, pediatric dentistry, periodontics, and prosthodontics

Graduate School Loan for Health Professions
Pay for your health professions degree expenses in allied health, nursing, pharmacy, and other
graduate-level health programs

Law School Loan
Pay for your school and associated expenses as you study for your law degree

Parent Loan
Help your student by taking responsibility with a loan in your name

Learn which loan is right for you.


Borrow Responsibly
We encourage students and families to start with savings, grants, scholarships, and federal student loans to pay for college. Students and families should evaluate all anticipated monthly loan payments, and how much the student expects to earn in the future, before considering a private student loan.

These loans are made by Sallie Mae Bank or a lender partner. Baylor Health Care System Credit Union is not the creditor for these loans and is compensated by Sallie Mae for the referral of loan customers.

Smart Option Student Loan and graduate loan products: This information is for students attending participating degree-granting schools. Smart Option Student Loan information is for undergraduates only. Graduate Certificate/Continuing Education coursework is not eligible for MBA, Medical, Dental, and Law School Loans. Borrowers must be U.S. citizens or U.S. permanent residents if the school is located outside of the United States. Non-U.S. citizen borrowers who reside in the U.S. are eligible with a creditworthy cosigner (who must be a U.S. citizen or U.S. permanent resident) and are required to provide an unexpired government-issued photo ID to verify identity. Applications are subject to a requested minimum loan amount of $1,000. Current credit and other eligibility criteria apply.

Parent Loan: This information is for borrowers with students attending participating degree-granting schools. The student is not eligible to be a borrower or cosigner. The borrower, cosigner and student must be U.S. citizens or U.S. permanent residents. The school may refund loan funds directly to the student, and if that occurs, borrower, and cosigner (if applicable) would still be responsible for repaying that amount. Applications are subject to a requested minimum loan amount of $1,000. Current credit and other eligibility criteria apply.

1Although we do not charge you a penalty or fee if you prepay your loan, any prepayment will be applied as provided in your promissory note: First to Unpaid Fees and costs, then to Unpaid Interest, and then to Current Principal.

SALLIE MAE RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS, SERVICES, AND BENEFITS AT ANY TIME WITHOUT NOTICE.

© 2019 Sallie Mae Bank. All rights reserved. Sallie Mae, the Sallie Mae logo, and other Sallie Mae names and logos are service marks or registered service marks of Sallie Mae Bank. All other names and logos used are the trademarks or service marks of their respective owners. SLM Corporation and its subsidiaries, including Sallie Mae Bank, are not sponsored by or agencies of the United States of America.