Rates are subject to change.  For the most current rates, please call BHCSCU at 214-820-2342.

We are currently offering rates as low as 3.90% APR for new and used vehicles.  Contact Belinda or Janice before you finance your vehicle with someone else. 

 Loans

Type	Term	APR*
New Vehicles	72 months maximum	3.90%-5.90% APR
Used Vehicles
2011, 2010 & 2009	60 months maximum	3.90%-5.90% APR
2008	54 months maximum	3.90%-5.90% APR
2007	48 months maximum	3.90%-5.90% APR
2006	42 months maximum	3.90%-5.90% APR
2005	36 months maximum	3.90%-5.90% APR
2004 & older	30 months maximum	3.90%-5.90% APR
All Other Vehicles
Boats, Motorcycles & RV's	term same as new & used vehicles	5.90% APR
Farm Equipment	term same as new & used vehicles	5.90% APR
Signature Loans	12 months or less	11.00% APR
	13 to 24 months	12.90% APR
Fully Share Secured
	24 months or less	7.50% APR
	25 months or more	8.50% APR
Line of Credit	12 months or less	11.00% APR
	13 to 24 months	12.90% APR
MasterCard Loans	Regular	12.90% APR
	Secured	12.90% APR
	Gold	12.90% APR

* Annual Percentage Rate

 Savings

Type	Minimum Opening Deposit	Dividend Rate	APY*	Minimum Balance to Earn Dividend	Dividend Frequency
Regular Share (Savings)	$25	0.75%	0.75%	$100	Quarterly
Share Drafts (Checking)	$20	0.25%	0.25%	$1,000	Monthly
Christmas Club	$25	0.50%	0.50%	$25	Annually
IRA (all)	$25	1.50%	1.50%	$25	Quarterly

* Annual Percentage Yield

Rates are effective as of Setpember 30, 2011

Dividends - The Board of Directors reserve the right to change dividend rates without notice.