hot links
Baylor Health Care System CU
Online Banking
Home
What's New
Rates
Fee Schedule
Products
Services
Online Services
Loans
Forms
About Us
Important Information
Locations & ATMs
Rates

Rates are subject to change.  For the most current rates, please call BHCSCU at 214-820-2342.

We are currently offering rates as low as 3.90% APR for new and used vehicles.  Contact Belinda or Janice before you finance your vehicle with someone else. 

 Loans

Type Term APR*
New Vehicles 60 months maximum  6.90% APR
Used Vehicles    
   2009, 2008 & 2007 54 months maximum  7.90% APR
     2006 48 months maximum  7.90% APR
     2005 42 months maximum  7.90% APR
     2004 36 months maximum  7.90% APR
     2003 30 months maximum  7.90% APR
    2002 & older 24 months maximum  7.90% APR
     
All Other Vehicles    

 Boats, Motorcycles & RV's 

term same as new & used vehicles  5.90% APR
     
Farm Equipment   term same as new & used vehicles  5.90% APR
     
Signature Loans    
  12 months or less  11.00% APR
  13 to 24 months  12.90% APR
     
Fully Share Secured    
  24 months or less  7.50% APR
  25 months or more  8.50% APR
     
Overdraft Protection Payment - one half of approved amount paid back biweekly

 12.90% APR

     
MasterCard Loans Regular  12.90% APR
   Secured  12.90% APR
   Gold  12.90% APR
     

* Annual Percentage Rate

 Savings

Type

Minimum Opening Deposit

Dividend Rate

APY*

Minimum Balance to Earn Dividend

Dividend Frequency

Regular Share (Savings)

$25

1.25%

1.26%

$100

Quarterly

Share Drafts (Checking)

$20

0.25%

0.25%

$1,000

Monthly

Christmas Club

$25

1.00%

1.00%

$25

Annually

IRA (all)

$25

3.00%

3.00%

$25

Annually

* Annual Percentage Yield

Rates are effective as of July 31, 2010

Dividends - The Board of Directors reserve the right to change dividend rates without notice.

[ Home | What's New | Rates | Fee Schedule | Products | Services | Online Services | Loans | Forms | About Us | Important Information | Locations & ATMs ]
Privacy Policy Notices, Terms, and Conditions | Design & Hosting by Harland Financial Solutions, Inc.
Browser Requirements | Copyright © Harland Financial Solutions, Inc. All Rights Reserved.
Equal Housing Lender, NCUA Insured
Contact Us Check Reorder Calculators Applications Rates Check Reorder