Rates are subject to change. For the most current rates, please call BHCSCU at 214-820-2342.
We are currently offering rates as low as 3.90% APR for new and used vehicles. Contact Belinda or Janice before you finance your vehicle with someone else.
Loans
| Type |
Term |
APR* |
| New Vehicles |
60 months maximum |
6.90% APR |
| Used Vehicles |
|
|
| 2009, 2008 & 2007 |
54 months maximum |
7.90% APR |
| 2006 |
48 months maximum |
7.90% APR |
| 2005 |
42 months maximum |
7.90% APR |
| 2004 |
36 months maximum |
7.90% APR |
| 2003 |
30 months maximum |
7.90% APR |
| 2002 & older |
24 months maximum |
7.90% APR |
| |
|
|
| All Other Vehicles |
|
|
|
Boats, Motorcycles & RV's
|
term same as new & used vehicles |
5.90% APR |
| |
|
|
| Farm Equipment |
term same as new & used vehicles |
5.90% APR |
| |
|
|
| Signature Loans |
|
|
| |
12 months or less |
11.00% APR |
| |
13 to 24 months |
12.90% APR |
| |
|
|
| Fully Share Secured |
|
|
| |
24 months or less |
7.50% APR |
| |
25 months or more |
8.50% APR |
| |
|
|
| Overdraft Protection |
Payment - one half of approved amount paid back biweekly |
12.90% APR
|
| |
|
|
| MasterCard Loans |
Regular |
12.90% APR |
| |
Secured |
12.90% APR |
| |
Gold |
12.90% APR |
| |
|
|
* Annual Percentage Rate
Savings
| Type |
Minimum Opening Deposit
|
Dividend Rate
|
APY*
|
Minimum Balance to Earn Dividend
|
Dividend Frequency
|
| Regular Share (Savings) |
$25
|
1.25%
|
1.26% |
$100
|
Quarterly
|
| Share Drafts (Checking) |
$20
|
0.25%
|
0.25% |
$1,000
|
Monthly
|
| Christmas Club |
$25
|
1.00%
|
1.00% |
$25
|
Annually
|
| IRA (all) |
$25
|
3.00%
|
3.00% |
$25
|
Annually
|
* Annual Percentage Yield
Rates are effective as of July 31, 2010
Dividends - The Board of Directors reserve the right to change dividend rates without notice. |
