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Baylor Health Care System CU



 The credit union has just made it a lot easier for you to apply for a loan. You can now apply using your smartphone, tablet or computer and instantly send us your application. No longer do you have to print off the application and mail or fax it to us. It is that easy.  Whether you are buying a new or used vehicle, personal loan, or a MasterCard.  To begin your application, just click here.



Buying a car?  The AskAuto app can help.

Find the perfect car and perfect loan with the new AskAuto app for your smartphone or tablet.

Whether you're buying a vehicle now or in the future, we've got a powerful new shopping tool that can help make your shopping experience easier.

With the AskAuto app, you can:

  • Scan VINs to get average retail cost and EPA mileage estimates on cars you like
  • Compare, rank and save notes on vehicles you want to buy
  • Learn which loans might be best for you
  • Apply for a loan anytime, anywhere using your smartphone or mobile device.

Want to take AskAuto for a test drive?  Download your free app today:  Be sure to select Baylor Health Care System Credit Union on the app's startup screen.



 The credit union has partnered with Enterprise Car Sales.  Listed below is their current monthly promotion.  If you are interested, please contact Janice or Belinda here at the credit union for more information.




BHCSCU just got a whole lot more convenient.  We are now part of Allpoint, the largest Surcharge-Free ATM Network.  They have 50,000 Surcharge-Free ATMs in all 50 states, Mexico, Puerto Rico, United Kingdom, Canada and Australia.  Allpoint ATMs are found in convenient locations like Target, Walgreens, CVS/pharmacy, Costco and 7-Eleven.  Just put your zip code in the search box and click GO to see where the ATMs are located.


"We got you covered"

If you accidentally overdraw your checking account at Baylor Health Care System Credit Union due to an occasional account balance mistake or emergency expenses, " we got you covered". 

Beginning June 16th our new Courtesy Pay Overdraft Protection program will protect you against being declined for a purchase and the cost of a merchant returned check fee.

By using our new Courtesy Pay Overdraft Protection program,  qualified members can overdraw their personal checking account up to $500 for a $30 per-item fee (Courtesy Pay fees are included in the $500 maximum) until your next regularly occurring direct deposit is posted to your checking account.

We will authorize and pay overdrafts for automatic bill payments, checks, plus debit card purchases and ATM transactions when you sign an opt-in form.  The Opt-in form in found on the Forms pages on our website.

In order to qualify for this new service, you must have the following:

A direct deposit of $500 or greater within the last 30 days

Bring you account to a positive balance within every 30 day period for a minimum of 1 business day

Not being in default on any loan or other obligation to Baylor Health Care System Credit Union, and

Not be subject to any legal or administrative order or levy.


Did you know that the credit union now offers e-statements?   eStatements will allow you to view your statements online. eStatements are safer, more secure and more convenient than paper statements, and you will receive them much quicker than traditional paper statements,  Just logon to your account in Magic Teller and click on Services.

Tax Prep Savings!  Save time and money on your tax preparation with help from Turbo Tax.  Click here to get started. 



Talk about savings, say hello to the Sprint Credit Union Member Discount.  Click on the link below.

 Sprint IIA Talk About Savings


GoToMy Card gives you secure access to your credit card account so you can:

  • Get your current account summary
  • Review card activity
  • Make a payment

Click Here!


Buying a Used Car? Just Say – Show Me the CARFAX!

Don't run the risk of buying a used car with costly hidden problems,  Get a detailed vehicle history report from our natiowide database within seconds.  Just click the link below.





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